Keep getting prompts to upgrade; is Big Sur safe yet?
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Safe, yes. Stable, yes. Would I upgrade? Not yet.

I say wait until mid Jan. I’m seeing several issues, mostly with the new Apple M1 chip but best just to wait a bit. They did put out a very VERY big .0.1 update a couple days ago but that seems to mostly address Rosetta, their new translation software for the M1.

Just be be safe, I’d say chill for a couple more weeks. Once 11.1 is out (their on 11.0.1 at the moment) then I think you can pull the trigger. Software update or the App Store will tell you what the currently available version is.